We’ve all read the budgeting advice that tells us the only way to save money is to trim all the fat from our spending. The key to wealth, we’re told, is to give up our morning coffee and our magazine subscriptions and to start taking our lunch to work in a brown paper bag.

But surely the point of saving is to let us live the lives we want, not to sap our lives of everything we enjoy. That’s why we’ve developed these tips for saving money without sacrificing your lifestyle.